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ZROZ · PIMCO 25+ Year Zero Coupon U.S. Treasury Index Exchange-Traded Fund
Over the last 15 years (2011-10 to 2026-10), $10,000 invested in ZROZ with dividends reinvested grew to $8,466, -1.10% a year, with a worst peak-to-trough fall of -64.29%. Past performance doesn't predict future results.
Growth of $10,000 · 2011-10 to 2026-10 · dividends reinvested
How ZROZ held up in past market crashes
ZROZ has been through 3 of the market crashes since 2000 in our data. Its deepest price fall was 40.3% in the 2022 bear market, when the S&P 500 fell 25.4%. Its price had not yet regained that high by the latest close (price only, not counting the dividends or interest it paid). No fund is safe from losses; past falls do not predict future ones.
| Crash | ZROZ deepest fall | S&P 500 (SPY) | Peak to bottom | Back to peak |
|---|---|---|---|---|
| 2018 fourth-quarter selloff | -8.4% | -20.2% | Sep 2018 to Nov 2018 | 1 months |
| 2020 COVID crash | -21.2% | -34.1% | Mar 2020 to Mar 2020 | Not yet |
| 2022 bear market | -40.3% | -25.4% | Jan 2022 to Oct 2022 | Not yet |
Price declines in the fund's listing currency, dividends not included, inside each crash's S&P 500 peak-to-bottom window. See how 50 popular ETFs compare in the crash study.
About ZROZ
PIMCO 25+ Year Zero Coupon U.S. Treasury Index Exchange-Traded Fund is a fixed-income exchange-traded fund designed to provide exposure to long-duration U.S. Treasury STRIPS. The fund primarily holds zero-coupon securities representing the principal payments of U.S. Treasury bonds with remaining maturities of 25 years or more, offering investors a focused way to access the long end of the government bond market.
Fund description from our market-data provider.
Put ZROZ to the test
Every tool below opens prefilled with ZROZ: free, no account needed.
Backtest ZROZ →
Full history, any date range, benchmarks, drawdowns, rolling returns.
Would ZROZ survive 2008? →
What actually happened to it in the crisis: real drawdown and recovery.
Project it forward →
Monte Carlo simulation of where it could go from here.
Compare ZROZ vs VTI →
Side by side with the total US market: returns, drawdowns and volatility over their shared history.
Replay $100/mo into ZROZ →
Animated growth of steady monthly contributions.
Fundamentals →
Holdings-level financials where available.
Educational use only, not investment advice. Results are hypothetical.Read full disclaimer
This tool is for educational and informational purposes only and does not provide financial, investment, tax, legal, or accounting advice. Results are hypothetical and based on historical data and assumptions that may be inaccurate. Past performance does not guarantee future results. Consult a licensed professional before making investment decisions.