Is there really a free plan?

Yes. 17 of the 19 analysis tools are free to run with no account, along with CSV export and watermarked PDF reports. Parameter Sensitivity and Contribution Coach are paid research tools, and AI Insights need a free account (5/month). A free account also adds saving — 1 portfolio and 3 analyses with 30-day history — plus a weekly portfolio checkup email.

What do paid plans add?

More room and permanence: Pro keeps 25 portfolios and 100 analyses forever (Free keeps 1 portfolio and 3 analyses for 30 days), plus clean (un-watermarked) PDF reports, portfolio monitoring with alerts, and higher AI Insights limits with deeper analysis. Advisor removes all saved-item limits and permits commercial use of attributed derived analyses and reports, with branded client reports and advisor workspaces; it never includes raw market-data redistribution. Business adds team access — analysts can view your client work read-only — with self-serve per-seat pricing: you subscribe to the base plan at checkout, then add or remove analyst seats in the team manager afterward (each seat prorates immediately).

Do plans include AI Insights?

Yes — every plan can ask AI to explain your results in plain English. Free gives Standard insights (5/month), Pro gives more Detailed insights (50/month), Advisor gives In-depth analysis (200/month), and Business gives the highest volume at 200/seat per month. AI answers are educational, may contain mistakes, and aren't financial advice.

Is there a free trial of Pro?

Yes — every account gets a 7-day Pro trial with no credit card required. When it ends you drop back to Free automatically; nothing is charged, ever, unless you subscribe.

Can I cancel anytime?

Yes. Whether you're on monthly or annual billing, you can change or cancel whenever you like; you keep access through the period you've paid for.

Do you offer refunds?

Because you can try the core tools free first, we generally don't offer refunds — but reach out and we'll make it right.

Simple, transparent pricing

Try any tool free — no account needed, and no run limit. A free account is what saves your work and keeps an eye on it. That free account adds a Plan for your portfolio, a monthly Portfolio Check-in, a weekly checkup email and AI Insights. Parameter Sensitivity and Contribution Coach are paid research tools. Upgrade for drift alerts, more saves, clean PDF reports, public share links, and deeper AI Insights.

MonthlyAnnual Save 20%

Free

$0/mo

Personal & educational use

Your portfolio, saved and synced across all 19 tools
Your Plan: targets, bands, and a goal
Portfolio Check-in — monthly
17 analysis tools, free to run
Weekly checkup email
AI Insights 5/mo · screenshot import 3/day
Growth Replay 10/day · CSV export · watermarked PDFs
Fine print: 1 saved portfolio, 3 saved analyses (30-day history)

Pro

$12/mo

billed annually · $144/yr (save $36)
or $15/mo billed monthly

Personal use

Everything in Free
Weekly Portfolio Check-in with history and observations
Drift & rebalance alerts on your portfolio (5 monitors)
Contribution Coach — where your next deposit would go, without selling
Fee X-Ray — what your funds cost you, in dollars a year
Quarterly Portfolio Review — your quarter against your own plan
Never lose your work — 25 portfolios, 100 analyses, kept forever
Parameter Sensitivity — how much your result rests on each assumption
Clean PDFs & share links
AI Insights 50/mo · unlimited Growth Replay & screenshot import

Advisor

$36/mo

billed annually · $432/yr (save $108)
or $45/mo billed monthly

Commercial use

Everything in Pro
Commercial-use license — use with clients & for business
Branded, client-ready reports (your firm name & logo)
Advisor workspaces — organize portfolios by client
Unlimited saved portfolios, analyses & monitors
AI Insights — In-depth (200/month, deepest analysis)
Growth Replay — watermark-free video download
Priority support

Business

$120/mo

billed annually · $1,440/yr (save $360)
or $150/mo billed monthly

+ $24/mo per additional seat · $288/yr per seat

For advisory firms & teams

Everything in Advisor
AI Insights — In-depth (200 per seat / month)
Add your whole team — members with roles + audit log
Your team can view client portfolios & analyses (read-only)
Per-seat pricing — base includes the owner

Advisor, creator, or using this with clients? See what Advisor adds for professionals →

Compare plans

Swipe the table sideways to compare all four plans →

Feature	Free	Pro	Advisor	Business
17 core analysis tools (free to run)
Parameter Sensitivity and Contribution Coach (research tools)	—
Portfolio Plan — targets, bands & goal
Portfolio Check-in (snapshot cadence)	Monthly	Weekly	Weekly	Weekly
AI Insights (depth · per month)	Standard · 5/month	Detailed · 50/month	In-depth · 200/month	In-depth · 200/month
CSV export
Never lose your work — saved portfolios	1	25	Unlimited	Unlimited
Saved analyses	3 · 30-day history	100 · kept forever	Unlimited · kept forever	Unlimited · kept forever
Weekly portfolio checkup email	1 portfolio	5 portfolios	5 portfolios	5 portfolios
Drift & rebalance alerts on your plan	—	5 monitored	Unlimited monitored	Unlimited monitored
Screenshot portfolio import (per day)	3/day	Unlimited	Unlimited	Unlimited
Growth Replay	10/day · watermarked download	Unlimited · watermarked download	Unlimited · watermark-free download	Unlimited · watermark-free download
Simulation paths per run (Monte Carlo, Retirement, Goal planner)	Up to 10,000	Up to 20,000	Up to 40,000	Up to 40,000
Saved analysis versions & projects
PDF reports	Watermarked	Clean	Clean	Clean
Public share links (Backtest Portfolio & Asset Class Backtest)	Branded snapshots	Clean	Clean	Clean
Commercial-use license	—	—
Branded reports (firm name & logo)	—	—
Advisor workspaces (client folders)	—	—
Team members, roles & audit log	—	—	—
Team read-only access to client work	—	—	—

Pricing FAQ

Is there really a free plan?: Yes. 17 of the 19 analysis tools are free to run with no account, along with CSV export and watermarked PDF reports. Parameter Sensitivity and Contribution Coach are paid research tools, and AI Insights need a free account (5/month). A free account also adds saving — 1 portfolio and 3 analyses with 30-day history — plus a weekly portfolio checkup email.
What do paid plans add?: More room and permanence: Pro keeps 25 portfolios and 100 analyses forever (Free keeps 1 portfolio and 3 analyses for 30 days), plus clean (un-watermarked) PDF reports, portfolio monitoring with alerts, and higher AI Insights limits with deeper analysis. Advisor removes all saved-item limits and permits commercial use of attributed derived analyses and reports, with branded client reports and advisor workspaces; it never includes raw market-data redistribution. Business adds team access — analysts can view your client work read-only — with self-serve per-seat pricing: you subscribe to the base plan at checkout, then add or remove analyst seats in the team manager afterward (each seat prorates immediately).
Do plans include AI Insights?: Yes — every plan can ask AI to explain your results in plain English. Free gives Standard insights (5/month), Pro gives more Detailed insights (50/month), Advisor gives In-depth analysis (200/month), and Business gives the highest volume at 200/seat per month. AI answers are educational, may contain mistakes, and aren't financial advice.
Is there a free trial of Pro?: Yes — every account gets a 7-day Pro trial with no credit card required. When it ends you drop back to Free automatically; nothing is charged, ever, unless you subscribe.
Can I cancel anytime?: Yes. Whether you're on monthly or annual billing, you can change or cancel whenever you like; you keep access through the period you've paid for.
Do you offer refunds?: Because you can try the core tools free first, we generally don't offer refunds — but reach out and we'll make it right.

For educational and informational purposes only — not financial, investment, tax, or legal advice. Backtests are hypothetical; past performance does not guarantee future results.