Simple, transparent pricing
Try any tool free: no account needed, 10 runs every 30 days. Unlimited runs with a free account. That free account adds a Plan for your portfolio, a monthly Portfolio Check-in, a weekly checkup email and AI Insights. Parameter Sensitivity and Contribution Coach are paid research tools. Upgrade for drift alerts, more saves, clean PDF reports, public share links, and deeper AI Insights.
Free
$0/mo
Personal & educational use
- Your portfolio, saved and synced across all 19 tools
- Your Plan: targets, bands, and a goal
- Portfolio Check-in: monthly
- 17 analysis tools, free to run
- Weekly checkup email
- AI Insights 5/mo · screenshot import 3/day
- Growth Replay 10/day · CSV export · watermarked PDFs
- Fine print: 1 saved portfolio, 3 saved analyses (30-day history)
Most popular
Pro
$12/mo
billed annually · $144/yr (save $36)
or $15/mo billed monthly
Personal use
- Everything in Free
- Weekly Portfolio Check-in with history and observations
- Drift & rebalance alerts on your portfolio (5 monitors)
- Contribution Coach: where your next deposit would go, without selling
- Fee X-Ray kept on every saved portfolio, in full (the tool itself is free)
- Quarterly Portfolio Review: your quarter against your own plan
- Never lose your work: 25 portfolios, 100 analyses, kept forever
- Parameter Sensitivity: how much your result rests on each assumption
- Clean PDFs & share links
- AI Insights 50/mo · unlimited Growth Replay & screenshot import
No credit card needed for the trial. We'll confirm your email address first: one click.
Advisor
$36/mo
billed annually · $432/yr (save $108)
or $45/mo billed monthly
Commercial use
- Everything in Pro
- Commercial-use license: use with clients & for business
- Branded, client-ready reports (your firm name & logo)
- Advisor workspaces: organize portfolios by client
- Unlimited saved portfolios, analyses & monitors
- AI Insights: In-depth (200/month, deepest analysis)
- Growth Replay videos licensed for use without the watermark or attribution
- Priority support
Business
$120/mo
billed annually · $1,440/yr (save $360)
or $150/mo billed monthly
+ $24/mo per additional seat · $288/yr per seat
For advisory firms & teams
- Everything in Advisor
- AI Insights: In-depth (200 per seat / month)
- Add your whole team: members with roles + audit log
- Each analyst seat: Business limits & the commercial licence for their own work
- Your team can view client portfolios & analyses (read-only)
- Per-seat pricing: base includes the owner
Not sure what you would get? See the Check-in, an alert email, the Contribution Coach and Sensitivity on a sample portfolio →
Advisor, creator, or using this with clients? See what Advisor adds for professionals →
Compare plans
Swipe the table sideways to compare all four plans →
| Feature | Free | Pro | Advisor | Business |
|---|---|---|---|---|
| 17 core analysis tools (free to run) | ||||
| Parameter Sensitivity and Contribution Coach (research tools) | No | |||
| Portfolio Plan: targets, bands & goal | ||||
| Portfolio Check-in (snapshot cadence) | Monthly | Weekly | Weekly | Weekly |
| AI Insights (depth · per month) | Standard · 5/month | Detailed · 50/month | In-depth · 200/month | In-depth · 200/month |
| CSV export | ||||
| Never lose your work: saved portfolios | 1 | 25 | Unlimited | Unlimited |
| Saved analyses | 3 · open 30 days, then locked | 100 · always open | Unlimited · always open | Unlimited · always open |
| Weekly portfolio checkup email | 1 portfolio | 5 portfolios | 5 portfolios | 5 portfolios |
| Drift & rebalance alerts on your plan | No | 5 monitored | Unlimited monitored | Unlimited monitored |
| Screenshot portfolio import (per day) | 3/day | Unlimited | Unlimited | Unlimited |
| Growth Replay | 10/day · watermarked (keep it when sharing) | Unlimited · watermarked (keep it when sharing) | Unlimited · licensed without watermark or attribution | Unlimited · licensed without watermark or attribution |
| Simulation paths per run (Monte Carlo, Retirement, Goal planner) | Up to 10,000 | Up to 20,000 | Up to 40,000 | Up to 40,000 |
| Saved analysis versions & projects | ||||
| PDF reports | Watermarked | Clean | Clean | Clean |
| Public share links (Backtest Portfolio & Asset Class Backtest) | Branded snapshots | Clean | Clean | Clean |
| Commercial-use license | No | No | ||
| Branded reports (firm name & logo) | No | No | ||
| Advisor workspaces (client folders) | No | No | ||
| Team members, roles & audit log | No | No | No | |
| Team read-only access to client work | No | No | No |
Pricing FAQ
- Is there really a free plan?
- Yes. 17 of the 19 analysis tools are free to run with no account, along with CSV export and watermarked PDF reports. Parameter Sensitivity and Contribution Coach are paid research tools, and AI Insights need a free account (5/month). A free account also adds saving (1 portfolio and 3 analyses with 30-day history), plus a weekly portfolio checkup email.
- What do paid plans add?
- More room and permanence: Pro keeps 25 portfolios and 100 analyses forever (Free keeps 1 portfolio and 3 analyses for 30 days), plus clean (un-watermarked) PDF reports, portfolio monitoring with alerts, and higher AI Insights limits with deeper analysis. Advisor removes all saved-item limits and permits commercial use of attributed derived analyses and reports, with branded client reports and advisor workspaces; it never includes raw market-data redistribution. Business adds team access: each analyst seat gets Business limits and the commercial licence for that analyst's own work, and can view your client work read-only, with self-serve per-seat pricing: you subscribe to the base plan at checkout, then add or remove analyst seats in the team manager afterward (an added seat is charged its prorated share of the current billing period at once; a removed seat's unused time is credited to your account balance).
- Do plans include AI Insights?
- Yes, every plan can ask AI to explain your results in plain English. Free gives Standard insights (5/month), Pro gives more Detailed insights (50/month), Advisor gives In-depth analysis (200/month), and Business gives the highest volume at 200/seat per month. AI answers are educational, may contain mistakes, and aren't financial advice.
- Is there a free trial of Pro?
- Yes, every account gets a 7-day Pro trial with no credit card required. When it ends you drop back to Free automatically; nothing is charged, ever, unless you subscribe.
- Can I cancel anytime?
- Yes. Whether you're on monthly or annual billing, you can cancel whenever you like and keep access through the period you've paid for. You can also switch to another plan or billing interval at any time, and you see the amount before anything changes: a higher plan or the other interval settles the difference for the rest of the current period at once (a charge, or a credit to your account when the time left was worth more), and a lower plan starts at once with the unused part of the period credited against your next invoice. Credit is account credit, not a refund (a paused plan switched to another plan ends without one). Monthly plans can be paused for 1 to 3 months; annual plans can't be paused.
- Do you offer refunds?
- Because you can try the core tools free first, we generally don't offer refunds, but reach out and we'll make it right.
- Is there an API?
- Not today, on any plan. Results leave the site as CSV and JSON exports, PDF reports and share links.
- Do you support single sign-on (SSO)?
- Not yet. Sign-in is email and password or Google, and every account can turn on two-step verification with an authenticator app.
- Which currencies and markets?
- The backtester, the stress test, correlations, factor analysis, the optimizers, tactical allocation and the planning tools (Monte Carlo, the Retirement lab and the Goals planner) report in US dollars, Canadian dollars or pounds sterling, converting holdings listed in another of the three. It covers US, Toronto (TSX) and London (sterling) listings. Factor analysis uses US stock market factors in every currency, and says so on the result.
- How is our data protected?
- Passwords are bcrypt-hashed, sessions are httpOnly cookies, all traffic is HTTPS, and you can sign out every device at once. The app runs on Google Cloud and the database on Neon, both in the United States (Oregon). The privacy policy lists every provider and what each receives.
- How do we pay?
- By card through Stripe, monthly or annually. Invoices and receipts are in the billing portal.
- Can we talk to someone first?
- Yes. Use the contact page and choose "Business or team plan", or email info@informedportfolio.com. We reply within two business days.
For educational and informational purposes only, not financial, investment, tax, or legal advice. Backtests are hypothetical; past performance does not guarantee future results.