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VTI · Vanguard Total Stock Market ETF
Over the last 15 years (2011-10 to 2026-10), $10,000 invested in VTI with dividends reinvested grew to $84,203, 15.17% a year, with a worst peak-to-trough fall of -24.81%. Past performance doesn't predict future results.
Growth of $10,000 · 2011-10 to 2026-10 · dividends reinvested
How VTI held up in past market crashes
VTI has been through 4 of the market crashes since 2000 in our data. Its deepest price fall was 56.7% in the 2008 financial crisis, when the S&P 500 fell 56.5%. It took 3.9 years from the bottom to get back to its high. No fund is safe from losses; past falls do not predict future ones.
| Crash | VTI deepest fall | S&P 500 (SPY) | Peak to bottom | Back to peak |
|---|---|---|---|---|
| 2008 financial crisis | -56.7% | -56.5% | Oct 2007 to Mar 2009 | 3.9 years |
| 2018 fourth-quarter selloff | -20.9% | -20.2% | Sep 2018 to Dec 2018 | 6 months |
| 2020 COVID crash | -35.0% | -34.1% | Feb 2020 to Mar 2020 | 5 months |
| 2022 bear market | -26.2% | -25.4% | Jan 2022 to Oct 2022 | 16 months |
Price declines in the fund's listing currency, dividends not included, inside each crash's S&P 500 peak-to-bottom window. See how 50 popular ETFs compare in the crash study.
About VTI
Vanguard Total Stock Market ETF is an exchange-traded fund that provides broad exposure to the U.S. equity market through a single diversified portfolio. The fund seeks to track the CRSP U.S. Total Market Index using a passive, index-sampling approach, giving investors access to large-, mid-, small-, and micro-cap stocks across growth and value styles.
Fund description from our market-data provider.
Put VTI to the test
Every tool below opens prefilled with VTI: free, no account needed.
Backtest VTI →
Full history, any date range, benchmarks, drawdowns, rolling returns.
Would VTI survive 2008? →
What actually happened to it in the crisis: real drawdown and recovery.
Project it forward →
Monte Carlo simulation of where it could go from here.
Compare VTI vs SPY →
Side by side with the S&P 500: returns, drawdowns and volatility over their shared history.
Replay $100/mo into VTI →
Animated growth of steady monthly contributions.
Fundamentals →
Holdings-level financials where available.
More on VTI
- VTI vs VOO: side by side →
- VTI vs ITOT: side by side →
- VTI vs SCHB: side by side →
- Guide: VOO vs VTI: S&P 500 or Total US Market (and Does It Matter?) →
- Guide: Total Return vs. Price Return: Why the Index Chart Understates Reality →
- Guide: Should You Own REITs? What Real Estate Funds Did in Every Crash Since 2008 →
Educational use only, not investment advice. Results are hypothetical.Read full disclaimer
This tool is for educational and informational purposes only and does not provide financial, investment, tax, legal, or accounting advice. Results are hypothetical and based on historical data and assumptions that may be inaccurate. Past performance does not guarantee future results. Consult a licensed professional before making investment decisions.