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VCR · Vanguard Consumer Discretionary ETF
Over the last 15 years (2011-10 to 2026-10), $10,000 invested in VCR with dividends reinvested grew to $81,779, 14.95% a year, with a worst peak-to-trough fall of -35.20%. Past performance doesn't predict future results.
Growth of $10,000 · 2011-10 to 2026-10 · dividends reinvested
How VCR held up in past market crashes
VCR has been through 4 of the market crashes since 2000 in our data. Its deepest price fall was 60.8% in the 2008 financial crisis, when the S&P 500 fell 56.5%. It took 23 months from the bottom to get back to its high. No fund is safe from losses; past falls do not predict future ones.
| Crash | VCR deepest fall | S&P 500 (SPY) | Peak to bottom | Back to peak |
|---|---|---|---|---|
| 2008 financial crisis | -60.8% | -56.5% | Oct 2007 to Mar 2009 | 23 months |
| 2018 fourth-quarter selloff | -23.0% | -20.2% | Sep 2018 to Dec 2018 | 4 months |
| 2020 COVID crash | -37.8% | -34.1% | Feb 2020 to Mar 2020 | 3 months |
| 2022 bear market | -36.0% | -25.4% | Jan 2022 to Jun 2022 | 2.4 years |
Price declines in the fund's listing currency, dividends not included, inside each crash's S&P 500 peak-to-bottom window. See how 50 popular ETFs compare in the crash study.
About VCR
Vanguard Consumer Discretionary ETF is a sector-focused exchange-traded fund that provides broad exposure to U.S. consumer discretionary companies. The fund uses an indexing approach to track a benchmark made up of large-, mid-, and small-cap stocks across industries such as retail, automotive, travel, leisure, home improvement, restaurants, and online commerce. Its portfolio typically includes leading names in consumer spending categories, giving investors a diversified way to access businesses tied to discretionary purchasing activity. Vanguard Consumer Discretionary ETF is designed to follow the performance of the consumer discretionary segment of the U.S. equity market through a rules-based, passive strategy. As part of Vanguard’s ETF lineup, it serves as a portfolio building block for investors seeking targeted sector exposure within the broader stock market.
Put VCR to the test
Every tool below opens prefilled with VCR: free, no account needed.
Backtest VCR →
Full history, any date range, benchmarks, drawdowns, rolling returns.
Would VCR survive 2008? →
What actually happened to it in the crisis: real drawdown and recovery.
Project it forward →
Monte Carlo simulation of where it could go from here.
Compare VCR vs VTI →
Side by side with the total US market: returns, drawdowns and volatility over their shared history.
Replay $100/mo into VCR →
Animated growth of steady monthly contributions.
Fundamentals →
Holdings-level financials where available.
Educational use only, not investment advice. Results are hypothetical.Read full disclaimer
This tool is for educational and informational purposes only and does not provide financial, investment, tax, legal, or accounting advice. Results are hypothetical and based on historical data and assumptions that may be inaccurate. Past performance does not guarantee future results. Consult a licensed professional before making investment decisions.