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VCIT · Vanguard Intermediate-Term Corporate Bond ETF
Over the last 15 years (2011-10 to 2026-10), $10,000 invested in VCIT with dividends reinvested grew to $16,015, 3.17% a year, with a worst peak-to-trough fall of -18.76%. Past performance doesn't predict future results.
Growth of $10,000 · 2011-10 to 2026-10 · dividends reinvested
How VCIT held up in past market crashes
VCIT has been through 3 of the market crashes since 2000 in our data. Its deepest price fall was 18.9% in the 2022 bear market, when the S&P 500 fell 25.4%. Its price had not yet regained that high by the latest close (price only, not counting the dividends or interest it paid). No fund is safe from losses; past falls do not predict future ones.
| Crash | VCIT deepest fall | S&P 500 (SPY) | Peak to bottom | Back to peak |
|---|---|---|---|---|
| 2018 fourth-quarter selloff | -1.9% | -20.2% | Sep 2018 to Dec 2018 | 1 months |
| 2020 COVID crash | -16.9% | -34.1% | Mar 2020 to Mar 2020 | 3 months |
| 2022 bear market | -18.9% | -25.4% | Jan 2022 to Oct 2022 | Not yet |
Price declines in the fund's listing currency, dividends not included, inside each crash's S&P 500 peak-to-bottom window. See how 50 popular ETFs compare in the crash study.
About VCIT
Vanguard Intermediate-Term Corporate Bond ETF is a fixed-income exchange-traded fund that seeks to provide broad exposure to the U.S. investment-grade corporate bond market. It focuses on intermediate-term bonds, typically those with maturities between five and ten years, and uses an indexing approach designed to track a benchmark of corporate debt issued by industrial, utility, and financial companies.
Fund description from our market-data provider.
Put VCIT to the test
Every tool below opens prefilled with VCIT: free, no account needed.
Backtest VCIT →
Full history, any date range, benchmarks, drawdowns, rolling returns.
Would VCIT survive 2008? →
What actually happened to it in the crisis: real drawdown and recovery.
Project it forward →
Monte Carlo simulation of where it could go from here.
Compare VCIT vs VTI →
Side by side with the total US market: returns, drawdowns and volatility over their shared history.
Replay $100/mo into VCIT →
Animated growth of steady monthly contributions.
Fundamentals →
Holdings-level financials where available.
Educational use only, not investment advice. Results are hypothetical.Read full disclaimer
This tool is for educational and informational purposes only and does not provide financial, investment, tax, legal, or accounting advice. Results are hypothetical and based on historical data and assumptions that may be inaccurate. Past performance does not guarantee future results. Consult a licensed professional before making investment decisions.