Our Portfolios compared
Our portfolios, side by side
Each market's calmest, middle and most volatile portfolio on one page, and the middle one against the market's stock fund and against a plain 60/40 mix of stocks and bonds. Growth, every year's gain or loss, worst falls and yearly swings, updated after every trading day.
United States
- Low vs medium vs high riskLow, medium and high risk: three US portfolios side by side
- Crossroads vs VTICrossroads, a medium-risk portfolio, vs US stocks (VTI)
- Crossroads vs 60/40Crossroads vs a plain 60/40 mix of stocks and bonds
Canada
- Low vs medium vs high riskLow, medium and high risk: three Canadian portfolios side by side
- Boreal vs XICBoreal, a medium-risk portfolio, vs Canadian stocks (XIC)
- Boreal vs 60/40Boreal vs a plain 60/40 mix of stocks and bonds
United Kingdom
- Low vs medium vs high riskLow, medium and high risk: three UK portfolios side by side
- Pennine vs ISFPennine, a medium-risk portfolio, vs UK stocks (ISF)
- Pennine vs 60/40Pennine vs a plain 60/40 mix of stocks and bonds
The portfolios' results before November 3, 2026 come from a walk-forward test: each December their funds were chosen from earlier prices only, then held for the next year. From then on they are recorded as they happen. To compare two funds instead, see fund comparisons.
For educational and informational purposes only, not financial, investment, tax, or legal advice. Backtests are hypothetical; past performance does not guarantee future results.