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VTIP · Vanguard Short-term Inflation-protected Securities ETF
Over the last 14 years (2012-11 to 2026-10), $10,000 invested in VTIP with dividends reinvested grew to $13,432, 2.13% a year, with a worst peak-to-trough fall of -4.57%. Past performance doesn't predict future results.
Growth of $10,000 · 2012-11 to 2026-10 · dividends reinvested
How VTIP held up in past market crashes
VTIP has been through 3 of the market crashes since 2000 in our data. Its deepest price fall was 8.9% in the 2022 bear market, when the S&P 500 fell 25.4%. Its price had not yet regained that high by the latest close (price only, not counting the dividends or interest it paid). No fund is safe from losses; past falls do not predict future ones.
| Crash | VTIP deepest fall | S&P 500 (SPY) | Peak to bottom | Back to peak |
|---|---|---|---|---|
| 2018 fourth-quarter selloff | -2.3% | -20.2% | Sep 2018 to Dec 2018 | 4 months |
| 2020 COVID crash | -6.3% | -34.1% | Mar 2020 to Mar 2020 | 3 months |
| 2022 bear market | -8.9% | -25.4% | Mar 2022 to Oct 2022 | Not yet |
Price declines in the fund's listing currency, dividends not included, inside each crash's S&P 500 peak-to-bottom window. See how 50 popular ETFs compare in the crash study.
About VTIP
Vanguard Short-Term Inflation-Protected Securities ETF is a fixed income exchange-traded fund that focuses on U.S. Treasury Inflation-Protected Securities with remaining maturities of less than five years. The fund is designed to provide investors with exposure to government-backed bonds whose principal values are adjusted for inflation, making it a core tool for managing short-term inflation sensitivity within a bond allocation. Its portfolio is concentrated in investment-grade U.S. Treasury obligations, with an emphasis on short duration and low interest-rate risk relative to longer-maturity inflation-linked funds. Vanguard Short-Term Inflation-Protected Securities ETF is used by investors seeking diversified exposure to the U.S. inflation-protected bond market through a transparent, index-based strategy. As part of Vanguard’s fixed income lineup, it serves both individual and institutional portfolios that require a liquid, low-cost instrument for inflation-aware fixed income positioning.
Put VTIP to the test
Every tool below opens prefilled with VTIP: free, no account needed.
Backtest VTIP →
Full history, any date range, benchmarks, drawdowns, rolling returns.
Would VTIP survive 2008? →
What actually happened to it in the crisis: real drawdown and recovery.
Project it forward →
Monte Carlo simulation of where it could go from here.
Compare VTIP vs VTI →
Head-to-head against the total US market.
Replay $100/mo into VTIP →
Animated growth of steady monthly contributions.
Fundamentals →
Holdings-level financials where available.
Educational use only, not investment advice. Results are hypothetical.Read full disclaimer
This tool is for educational and informational purposes only and does not provide financial, investment, tax, legal, or accounting advice. Results are hypothetical and based on historical data and assumptions that may be inaccurate. Past performance does not guarantee future results. Consult a licensed professional before making investment decisions.