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VSP.TO · Vanguard S&P 500 Index ETF
Over the last 14 years (2012-12 to 2026-09), CA$10,000 invested in VSP.TO with dividends reinvested grew to CA$58,807, 13.66% a year, with a worst peak-to-trough fall of -24.90%. Past performance doesn't predict future results.
All figures on this page are in Canadian dollars (CAD), the currency VSP.TO trades in.
Growth of CA$10,000 · 2012-12 to 2026-09 · dividends reinvested
How VSP.TO held up in past market crashes
VSP.TO has been through 3 of the market crashes since 2000 in our data. Its deepest price fall was 35.8% in the 2020 COVID crash, when the S&P 500 fell 34.1%. It took 5 months from the bottom to get back to its high. No fund is safe from losses; past falls do not predict future ones.
| Crash | VSP.TO deepest fall | S&P 500 (SPY) | Peak to bottom | Back to peak |
|---|---|---|---|---|
| 2018 fourth-quarter selloff | -20.2% | -20.2% | Sep 2018 to Dec 2018 | 6 months |
| 2020 COVID crash | -35.8% | -34.1% | Feb 2020 to Mar 2020 | 5 months |
| 2022 bear market | -26.2% | -25.4% | Jan 2022 to Oct 2022 | 16 months |
Price declines in the fund's listing currency, dividends not included, inside each crash's S&P 500 peak-to-bottom window. See how 50 popular ETFs compare in the crash study.
About VSP.TO
The Vanguard S&P 500 Index ETF is an exchange-traded fund designed to track the performance of the Standard & Poor's 500 Index, a key indicator of U.S. equity market performance. This ETF aims to mirror the investment results of the index, which includes 500 of the largest companies listed on stock exchanges in the United States, representing a range of industries from technology to healthcare and finance. One of its notable features is its diverse portfolio, offering broad exposure to the U.S. large-cap market sector, thus providing investors with a convenient way to diversify their investments across multiple sectors. With its low expense ratio typical of Vanguard's products, the ETF is efficient in monitoring the index's performance closely. It plays a significant role in the market by offering a benchmark product that serves as a core component for many investment portfolios, reflecting the overall health of the U.S. economy. As a passively managed fund, its objective is to deliver long-term capital growth by mimicking the index's earnings and performance trends, making it a staple in the landscape of index-based investing.
Put VSP.TO to the test
Every tool below opens prefilled with VSP.TO: free, no account needed.
Backtest VSP.TO →
Full history, any date range, benchmarks, drawdowns, rolling returns.
Would VSP.TO survive 2008? →
What actually happened to it in the crisis: real drawdown and recovery.
Project it forward →
Monte Carlo simulation of where it could go from here.
Compare VSP.TO vs VTI →
Head-to-head against the total US market.
Replay CA$100/mo into VSP.TO →
Animated growth of steady monthly contributions.
Fundamentals →
Holdings-level financials where available.
Educational use only, not investment advice. Results are hypothetical.Read full disclaimer
This tool is for educational and informational purposes only and does not provide financial, investment, tax, legal, or accounting advice. Results are hypothetical and based on historical data and assumptions that may be inaccurate. Past performance does not guarantee future results. Consult a licensed professional before making investment decisions.