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VCOBX · Vanguard Core Bond Fund Admiral Shares
Over the last 11 years (2016-04 to 2026-10), $10,000 invested in VCOBX with dividends reinvested grew to $12,028, 1.76% a year, with a worst peak-to-trough fall of -17.17%. Past performance doesn't predict future results.
Growth of $10,000 · 2016-04 to 2026-10 · dividends reinvested
How VCOBX held up in past market crashes
VCOBX has been through 3 of the market crashes since 2000 in our data. Its deepest price fall was 16.4% in the 2022 bear market, when the S&P 500 fell 25.4%. Its price had not yet regained that high by the latest close (price only, not counting the dividends or interest it paid). No fund is safe from losses; past falls do not predict future ones.
| Crash | VCOBX deepest fall | S&P 500 (SPY) | Peak to bottom | Back to peak |
|---|---|---|---|---|
| 2018 fourth-quarter selloff | -1.8% | -20.2% | Sep 2018 to Nov 2018 | 2 months |
| 2020 COVID crash | -6.8% | -34.1% | Mar 2020 to Mar 2020 | 2 months |
| 2022 bear market | -16.4% | -25.4% | Jan 2022 to Oct 2022 | Not yet |
Price declines in the fund's listing currency, dividends not included, inside each crash's S&P 500 peak-to-bottom window. See how 50 popular ETFs compare in the crash study.
About VCOBX
Vanguard Core Bond Fund Admiral Shares is a mutual fund focused on providing a total return while generating a moderate level of current income. This actively managed fund primarily invests in a diversified mix of investment-grade fixed income securities, including U.S. Treasury obligations, corporate bonds, government agency debt, as well as asset-backed and mortgage-backed securities. The portfolio typically maintains a dollar-weighted average maturity between 4 and 12 years, giving it an intermediate duration profile and moderate interest rate sensitivity. With over 2,600 individual holdings and a strong cost advantage due to its very low expense ratio, the fund is designed to offer broad exposure to the core segments of the U.S. bond market, supplemented by a notable allocation to foreign bonds. Vanguard Core Bond Fund Admiral Shares plays an important role as a foundational holding in fixed income allocations, serving institutional and individual investors seeking stable income and risk diversification within their portfolios. Launched in 2016, the fund employs a team-based management approach and maintains a focus on liquidity and credit quality, making it a key component in many comprehensive investment strategies.
Put VCOBX to the test
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Backtest VCOBX →
Full history, any date range, benchmarks, drawdowns, rolling returns.
Would VCOBX survive 2008? →
What actually happened to it in the crisis: real drawdown and recovery.
Project it forward →
Monte Carlo simulation of where it could go from here.
Compare VCOBX vs VTI →
Head-to-head against the total US market.
Replay $100/mo into VCOBX →
Animated growth of steady monthly contributions.
Fundamentals →
Holdings-level financials where available.
Educational use only, not investment advice. Results are hypothetical.Read full disclaimer
This tool is for educational and informational purposes only and does not provide financial, investment, tax, legal, or accounting advice. Results are hypothetical and based on historical data and assumptions that may be inaccurate. Past performance does not guarantee future results. Consult a licensed professional before making investment decisions.