ETF · real data, updated daily
SCHR · Schwab Intermediate-term U.s. Treasury ETF
Over the last 15 years (2011-09 to 2026-10), $10,000 invested in SCHR with dividends reinvested grew to $12,172, 1.30% a year, with a worst peak-to-trough fall of -15.12%. Past performance doesn't predict future results.
Growth of $10,000 · 2011-09 to 2026-10 · dividends reinvested
How SCHR held up in past market crashes
SCHR has been through 3 of the market crashes since 2000 in our data. Its deepest price fall was 12.9% in the 2022 bear market, when the S&P 500 fell 25.4%. Its price had not yet regained that high by the latest close (price only, not counting the dividends or interest it paid). No fund is safe from losses; past falls do not predict future ones.
| Crash | SCHR deepest fall | S&P 500 (SPY) | Peak to bottom | Back to peak |
|---|---|---|---|---|
| 2018 fourth-quarter selloff | -1.0% | -20.2% | Oct 2018 to Nov 2018 | Under a month |
| 2020 COVID crash | -2.2% | -34.1% | Mar 2020 to Mar 2020 | Under a month |
| 2022 bear market | -12.9% | -25.4% | Jan 2022 to Oct 2022 | Not yet |
Price declines in the fund's listing currency, dividends not included, inside each crash's S&P 500 peak-to-bottom window. See how 50 popular ETFs compare in the crash study.
About SCHR
Schwab Intermediate-Term U.S. Treasury ETF is an exchange-traded fund that seeks to track the total return of the Bloomberg U.S. Treasury 3-10 Year Index. It provides targeted exposure to intermediate-maturity U.S. Treasury securities, focusing on fixed-rate, U.S. dollar-denominated government bonds with remaining maturities of three to ten years. The fund is designed for investors seeking broad access to the intermediate segment of the Treasury market through a single diversified portfolio. SCHR primarily holds U.S. Treasury notes and related government securities, using a passive approach to mirror the index’s performance before fees and expenses. Managed by Charles Schwab Investment Management, the ETF plays a role in the fixed-income market by offering liquid, portfolio-level exposure to U.S. government debt across the intermediate maturity spectrum.
Put SCHR to the test
Every tool below opens prefilled with SCHR: free, no account needed.
Backtest SCHR →
Full history, any date range, benchmarks, drawdowns, rolling returns.
Would SCHR survive 2008? →
What actually happened to it in the crisis: real drawdown and recovery.
Project it forward →
Monte Carlo simulation of where it could go from here.
Compare SCHR vs VTI →
Head-to-head against the total US market.
Replay $100/mo into SCHR →
Animated growth of steady monthly contributions.
Fundamentals →
Holdings-level financials where available.
Educational use only, not investment advice. Results are hypothetical.Read full disclaimer
This tool is for educational and informational purposes only and does not provide financial, investment, tax, legal, or accounting advice. Results are hypothetical and based on historical data and assumptions that may be inaccurate. Past performance does not guarantee future results. Consult a licensed professional before making investment decisions.