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SCHH · Schwab U.s. REIT ETF
Over the last 15 years (2011-10 to 2026-10), $10,000 invested in SCHH with dividends reinvested grew to $28,459, 7.18% a year, with a worst peak-to-trough fall of -31.47%. Past performance doesn't predict future results.
Growth of $10,000 · 2011-10 to 2026-10 · dividends reinvested
How SCHH held up in past market crashes
SCHH has been through 3 of the market crashes since 2000 in our data. Its deepest price fall was 44.2% in the 2020 COVID crash, when the S&P 500 fell 34.1%. It took 17 months from the bottom to get back to its high. No fund is safe from losses; past falls do not predict future ones.
| Crash | SCHH deepest fall | S&P 500 (SPY) | Peak to bottom | Back to peak |
|---|---|---|---|---|
| 2018 fourth-quarter selloff | -14.4% | -20.2% | Dec 2018 to Dec 2018 | 1 months |
| 2020 COVID crash | -44.2% | -34.1% | Feb 2020 to Mar 2020 | 17 months |
| 2022 bear market | -32.0% | -25.4% | Jan 2022 to Oct 2022 | Not yet |
Price declines in the fund's listing currency, dividends not included, inside each crash's S&P 500 peak-to-bottom window. See how 50 popular ETFs compare in the crash study.
About SCHH
Schwab U.S. REIT ETF is an exchange-traded fund that provides broad exposure to U.S. real estate investment trusts through a single diversified portfolio. Its primary purpose is to track the performance of a REIT-focused index made up of equity REITs, giving investors access to income-producing property companies across sectors such as residential, industrial, healthcare, retail, data centers, and communications infrastructure. The fund emphasizes large and established real estate operators, and its holdings typically include companies that own, lease, and manage properties used by businesses and consumers in everyday economic activity. Schwab U.S. REIT ETF plays a role in the market as a convenient vehicle for gaining diversified real estate sector exposure within a traditional equity structure, while maintaining a rules-based approach to portfolio construction and sector representation.
Put SCHH to the test
Every tool below opens prefilled with SCHH: free, no account needed.
Backtest SCHH →
Full history, any date range, benchmarks, drawdowns, rolling returns.
Would SCHH survive 2008? →
What actually happened to it in the crisis: real drawdown and recovery.
Project it forward →
Monte Carlo simulation of where it could go from here.
Compare SCHH vs VTI →
Side by side with the total US market: returns, drawdowns and volatility over their shared history.
Replay $100/mo into SCHH →
Animated growth of steady monthly contributions.
Fundamentals →
Holdings-level financials where available.
Educational use only, not investment advice. Results are hypothetical.Read full disclaimer
This tool is for educational and informational purposes only and does not provide financial, investment, tax, legal, or accounting advice. Results are hypothetical and based on historical data and assumptions that may be inaccurate. Past performance does not guarantee future results. Consult a licensed professional before making investment decisions.